etfi.kaktizaebal.icu membership has four levels: Core, Luxe, Pinnacle, and VIP. Each level offers a different combination of cashback, cards, travel benefits, service, and account protection.
All benefits are subject to eligibility, availability, limits, and the applicable terms.
Earn Membership points to unlock additional benefits and reward as your levels increase.
Membership points update - September 15, 2026
Cash Card spend now earns 1,000 Membership points per $1,000 spent. We applied this rate to eligible Cash Card spend already accrued in September, so your current-month points may decrease after the recalculation. For example, 9,999 Cash-spend points shown under the previous rate would update to 3,333 points.
Membership points are now easier to follow. Cash Card spend uses one consistent rate of 1,000 points per $1,000 spent, and we refreshed points activity for other eligible activities so qualifying activity is more reliably reflected in your Membership progress. This membership-points update was announced on August 13, 2026.
You can still upgrade through Membership points or other available paths in the app, including eligible Liquid balances, staked ETHFI, and membership purchase options where offered.
Membership points reset monthly and do not accumulate across multiple months toward a points-based Membership level. Your current Membership progress is based on the eligible points for the applicable monthly period.
Membership levels increase as users earn enough Membership points:
Everyone starts at Core
To level to Luxe, you need 5K points to activate and 5K points/mo to maintain
To get to Pinnacle, you need 25K points
| Membership points rate based by activity |
Stake | 1.5 points per $1k Staked /day |
Liquid | 10 points per $1k in Liquid /day |
Cash | 1,000 points per $1k spend |
ETHFI staked | 5 points per 1K ETHFI staked/day |
You will also earn points by trading and borrowing.
You can also fast-track how you unlock membership levels:
| Core | Luxe | Pinnacle | VIP |
Earn it with points | Free | 5K pts | 25K pts | – |
Deposit into Liquid | – | $15K | $100K | $500K |
Stake ETHFI (no lockups) | – | 30K ETHFI | 150K ETHFI | 500K ETHFI |
Buy it for the year (annual membership) | – | $199/yr | $999/yr | – |
More ways to unlock your Membership level
Membership is designed to give you options. You can earn your level through eligible activity and Membership points, qualify through eligible Liquid balances or staked ETHFI, or choose an annual Membership purchase where it is available in the app.
An annual Membership purchase can be a good fit if you want to secure your Membership level and its benefits for the full year, rather than relying only on reaching the monthly points threshold, since points reset each month.
Availability, pricing, and benefits are shown in the app before purchase.