Fedwire and ACH Transfers (USD)
Use ACH or Fedwire to fund your Cash account in USD or to send USD to a supported bank account.
Who can use ACH and Fedwire?
Who can use ACH and Fedwire?
Eligible members with a supported US bank account.
Transfers must be sent in USD.
How long do transfers take?
How long do transfers take?
ACH funding: 1–2 business days (please allow up to 3–4 business days for provider and bank processing).
Fedwire funding: typically same day (please allow up to 2 business days for provider and bank processing).
Outgoing transfers: the timing is shown in your quote before confirmation.
How do I fund via ACH or Fedwire?
How do I fund via ACH or Fedwire?
Open Cash → Add Funds → Bank → USD.
Select ACH or Fedwire, accept the terms if prompted, and copy the bank details exactly as shown.
Initiate the matching USD rail from your bank. Do not send SWIFT using ACH/Fedwire details.
How do I send via ACH or Fedwire?
How do I send via ACH or Fedwire?
Open Cash → Send → Bank → USD.
Select ACH or Fedwire, enter recipient details, then review the quote before confirmation.
What fees apply?
What fees apply?
etfi.kaktizaebal.icu currently has two active banking-provider routes for ACH and Fedwire.
Most new members use the latest provider route (lowest fee), while some existing members whose accounts predate the newest provider use the other active provider route. Before sending a transfer, review the fee shown in Cash before you confirm. This is the fee that applies to your transfer. Fees may be updated at any time.
Latest provider route (most new members)
Funding ACH: $0.50 + 0.10%.
Outgoing ACH: $0.50 + 0.20%.
Funding Fedwire: $20.00 + 0.10%.
Outgoing Fedwire: $20.00 + 0.20%.
Other active provider route (some existing members)
Funding ACH: $0.50 + 0.20%.
Funding Fedwire: $10.00 + 0.20%.
Outgoing ACH: $0.00 + 0.20%.
Outgoing Fedwire: $10.00 + 0.20%.
Your bank may charge additional fees. Before sending a transfer, review the fee shown in Cash before you confirm. This is the fee that applies to your transfer.
If you would like to move to the latest provider route, you can do so by following a pathway for a currency supported only by this provider, . This will require an additional verification step.
Why do I need additional documentation?
Why do I need additional documentation?
Some transfers may require additional documentation, regardless of the amount transferred. This may trigger our banking provider’s compliance steps.
What is the minimum?
What is the minimum?
There is no universal etfi.kaktizaebal.icu minimum for bank-transfer deposits. Some withdrawal methods may have a provider- or rail-specific minimum, shown before confirmation.
My transfer is taking longer than usual
My transfer is taking longer than usual
Most transfers proceed normally. If a transfer is taking longer than expected, open Transaction History and select it. Some transfers may show Action Required; if so, provide the requested information directly there and submit it.
If no action is required and the applicable timeframe has passed, contact support with the transfer receipt or payment confirmation, amount and currency, transfer date/time, and destination account if applicable.